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           First State Bank of St. Joseph
                                   A Tradition of Community Banking

 

 

Loans

St Stephen State Bank lends money for all kinds of purposes. When you check our products and terms, you will want to become part of our family, considering all the things that have made us one of the top Community Bank lenders in the area: local decision making, competitive rates and quality service that our customers have grown to expect.

Real Estate loans

Construction/Permanent financing
Home Improvement
Home Equity
Permanent financing with fixed or variable interest rates
First Time Home Buyers

Consumer loans

Boats, autos, motorcycles, R.V.s, etc.
Personal Loans
Vacation
Furniture and Household items

Commercial Loans

SBA – 7Aand 504 programs
Construction
Real Estate
Farm Loans
Lines of Credits
Domestic Letters of Credit
Working Capital
Vehicles
Equipment
 

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FDIC

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