First State Bank of St. Joseph
A Tradition of Community Banking
Golden Circle Club Membership
You qualify to join if you are over the age of fifty (50) and have any of
the following:
Our Golden Circle checking account
Checking is free if your average daily balance is $500.00 or greater. You earn
interest at the Regular Savings rate.
Certificates of deposit totaling $5,000.00 or more
Savings average daily balance of $2,500.00 or more
Requirements:
Minimum balance to open an account is $500
Age 50 or higher
Benefits:
Interest on checking when you maintain a $500 average daily balance in your
checking account. Interest will be compounded daily and added to your
account monthly.
Ten (10) basis points increase in the interest rate on CD’s
Personalized club checks
Direct deposit service
Notary public services
Money orders and cashier’s checks
Cost:
Checking - $5.00 monthly fee if the balance falls below the $500.00
threshold level.
